You are required to offer the most comfortable loan application. design kug However, it is challenging to create and design such processes, considering the high number of necessary information required from the borrower. The borrowers calculate the loan instalments and interest based on the term period and interest rate. While there are various methods of manually calculating these components, it would be quite difficult to do for most borrowers. To simplify the process, you can implement a loan calculator within your P2P lending app.